The Artha OS

One OS for your family's entire financial life.

Khata is live. Six more modules are in the works — each one designed to replace a spreadsheet, a folder, or a worry.

Khata

Live now

Your financial record

Upload bank and credit card statements. Artha extracts every transaction, verifies the totals against your closing balance, and organises everything by category. Nothing missed, nothing invented.

Tijori

Coming soon

Your document vault

A secure, organised home for every important document — insurance policies, property papers, wills, passports. Find anything in seconds, share selectively with family.

Kavach

Coming soon

Insurance, tracked

See all your insurance policies in one place — life, health, vehicle, home. Track premiums, coverage amounts, and renewal dates. Never miss a renewal or discover a gap too late.

Vriddhi

Coming soon

Your investment portfolio

A unified view of your investments across mutual funds, stocks, PPF, and fixed deposits. Track performance, asset allocation, and returns — without logging into five different apps.

Rinmukti

Coming soon

Debt, demystified

Track every loan — home, car, personal, education. See your outstanding principal, EMI schedule, and interest paid to date. Plan your payoff and watch your debt shrink.

Kara

Coming soon

Tax, simplified

Tax planning and filing support built on your actual Artha data. Know your liability before the deadline, identify deductions you're missing, and file with confidence.

Sankalp

Coming soon

Goals you can see

Set financial goals — a home, your child's education, retirement — and track your progress against them. Artha connects your actual spending and savings to what you're working towards.

Be first to know when new modules launch.

Join the waitlist and we'll reach out before each module goes live.